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Credit risk analyst

Местоположение и тип занятости

МоскваПолный рабочий день


Разработке платежных мобильных приложений

Описание вакансии

Условия работы

MFS deals with the development of mobile applications based on the processing platform and providing payment services to companies of FINSTAR Financial Group.

We invite a Credit risk analyst with specialization in credit products to join the project of mobile payment applications development.

Tasks to be done:

  • Analysis of borrower creditworthiness
  • Modeling, development and updating of scoring cards
  • Development of statistical models of debt risk assessment - building scoring models (application scoring, behavior scoring)
  • Monitoring and validation of scoring models.
  • Development and optimization of the scoring system, rules for making credit decisions, building scoring models
  • Cooperation with the development department: collecting, analysing and formulating tasks;
  • Improving the quality of decision-making processes for applications in terms of risk (on the base of statistical analysis).
  • Forecasting of key risk indicators
  • Analysis of the effective use of external information services (credit history bureau, anti-fraud systems, other available sources of information about potential and current clients)
  • Optimization of the credit strategy (stop rules, scoring cards, verification, the results of partner agents monitoring)
  • Monitoring of credit decision making processes, identification of new trends, their study and accounting in credit decision, monitoring the effectiveness of debt collection strategies
  • Required skills and technologies:
    • Experience in developing scoring models
    • Experience of work with credit bureaus, fraud detection services - mandatory
    • Experience of work with credit bureaus (Equifax, TransUnion, Experian ASNEF, Creditinfo), fraud detection services or experience of work with CRA - mandatory
    • Knowledge of financial markets peculiarities, in the sphere of credit risks, working experience in credit organizations not less than 3 years
    • Experience in optimizing the process of making credit decisions, introducing scoring models
    • Deep insight into statistical packages.
    • English level - not lower than Upper Intermediate
    • Knowledge of SQL, Oracle - desirable
    • Intimate knowledge of specialized software (SAS, SPSS, Stata - desirable)


  • Office in Moscow City business center (Embankment Tower)
  • Registration of employees according to the Labour Code of the Russian Federation
  • Competitive salary
  • Private health insurance including dentistry, meal remuneration
  • Interesting tasks and large-scale international projects (Spain, Georgia, etc.)
  • Professional team and full involvement in the product development process